This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in your medical policy. If there is a difference between this summary and your policy, the terms of your policy will apply.

Providers, this summary is for members, to review the terms of your participation agreement, please visit uhcprovider.com



FAMILY PLANNING




SITUATION
HSA HDHP CHOICE PLUS NETWORK
HSA HDHP CHOICE PLUS NON-NETWORK
Birth Control Pills See Prescription Drug Section for pharmacy benefits. See Prescription Drug Section for pharmacy benefits.
ParentSteps(SM) Not Applicable. Not Applicable.
Fertility Solutions Fertility Solutions provides education, counseling, infertility management and access to a national Network of premier infertility treatment clinics. For infertility services and supplies to be considered Covered Health Services, contact Fertility Solutions and enroll with a nurse consultant prior to receiving services. To enroll in the program and obtain information concerning infertility treatment, to talk to a Health Care Advisors nurse at 1-888-651-4004.
Infertility Services and Fertility Solutions

Benefits are limited to the following procedures:
  • ovulation induction and controlled ovarian stimulation
  • insemination procedures: Artificial Insemination (AI) and Intrauterine Insemination (IUD Assisted Reproductive Technologies (ART): in vitro fertilization (IVF), gamete intrafallopian transfer (GIFT), Intra Cytoplasmic Sperm Injection (ICSI)
  • Testicular Sperm Aspiration/ Microsurgical Epididymal Sperm Aspiration (TESA/MESA) - male factor associated surgical procedures for retrieval of sperm
  • cryopreservation - embryo's (storage is limited to 12 months)
  • pre-implantation genetic diagnosis (PGD) for diagnosis of genetic disorders only (for example, cystic fibrosis). Age is not an indication for PGD
  • embryo transportation related network disruption
  • Fertility Preservation - when planned cancer or other medical treatment is likely to produce infertility/sterility, the plan covers the collection of sperm, cryopreservation of sperm, ovulation induction and retrieval of oocyte (egg), oocyte cryopreservation, ovarian tissue cryopreservation, in vitro fertilization, and embryo cryopreservation.


To be eligible for Benefits, the Covered Person must:
  • have failed to achieve a Pregnancy after a year of regular, unprotected intercourse if the woman is under age 35, or after 6 months, if the woman is over age 35
  • have failed to achieve Pregnancy following 12 cycles (under age 35) or 6 cycles (age 35 or over) of donor insemination
  • have failed to achieve Pregnancy due to impotence/sexual dysfunction;
  • have infertility that is not related to voluntary sterilization
  • months of unsuccessful donor insemination;
  • be under age 44, if female and using own oocytes (eggs)
  • be under age 50, if female and using donor oocytes (eggs)
  • have diagnosis of a male factor causing infertility (e.g. treatment of sperm abnormalities including the surgical recovery of sperm)
To take part in the Fertility Solutions program, call a Health Care Advisors nurse at 1-888-651-4004. The Plan will only pay Benefits if Fertility Solutions provides the proper notification to the Designated Facility provider performing the services (even if you self-refer to a provider in that Network).


Same as:
  • Physician's Office Services — Sickness and Injury
  • Physician Fees
  • Hospital-Inpatient Stay
  • Lab, X-ray and Diagnostics — Outpatient
  • Surgery - Outpatient

Benefits for infertility services are limited to $15,000 per Covered Person during the entire period you are covered under the Plan.

Prescription charges are limited to a separate $10,000 lifetime maximum.
Not Covered
Reproduction
Female contraceptive services, supplies and voluntary sterilization are covered the same as Preventive Care Benefits as defined under the Health Resources and Services Administration (HRSA) requirement.
Same as:
  • Physician's Office Services
  • Professional Fees
  • Hospital-Inpatient Stay
  • Outpatient Surgery, Diagnostic and Therapeutic Services.

The following are covered:
  • Voluntary family planning.
  • Abortions (Elective and Therapeutic).
Same as:
  • Physician's Office Services
  • Professional Fees
  • Hospital-Inpatient Stay
  • Outpatient Surgery, Diagnostic and Therapeutic Services.

The following are covered:
  • Voluntary family planning.
  • Abortions (Elective and Therapeutic).
Reproduction-Exclusions The following services are not covered:
  • Long-term storage (greater than 12 months) of reproductive materials such as sperm, eggs, embryos, ovarian tissue, and testicular tissue.
  • Donor services and Non-medical costs of oocyte or sperm donation (e.g., donor agency fees).
  • All costs associated with surrogate motherhood; non-medical costs associated with a gestational carrier.
  • Ovulation predictor kits.
  • Surrogate parenting, donor eggs, donor sperm and host uterus;
  • The reversal of voluntary sterilization
Tubal Ligation Female contraceptive services, supplies and voluntary sterilization are covered the same as Preventive Care Benefits as defined under the Health Resources and Services Administration (HRSA) requirement. Female contraceptive services, supplies and voluntary sterilization are covered the same as Preventive Care Benefits as defined under the Health Resources and Services Administration (HRSA) requirement.
Vasectomy Same as:
  • Physician's Office Services
  • Professional Fees
  • Hospital-Inpatient Stay
  • Outpatient Surgery, Diagnostic and Therapeutic Services.
Same as:
  • Physician's Office Services
  • Professional Fees
  • Hospital-Inpatient Stay
  • Outpatient Surgery, Diagnostic and Therapeutic Services.